I have been an accountant at an administration office for 14 years and have always seen that money not only simplifies exchange, but also causes damage; this damage is much bigger than I ever thought. Cornucopia and Reinout have described this very well, compliments, and I completely understand why all the accountants and bookkeepers he has spoken to, confirm his story, I would like to agree with that. Everyone should read this if you really want to understand how the economy works and, very practically, how you (everyone) are affected.