How we have been ripped off, including me as an ex-bank employee, and still. I had already read some critical articles about fiat money and fractional reserve banking, those stories all have the same line of thought, but this book continues where the rest stops and the conclusion is much worse than I have read in other books and heard in podcasts so far. As it is written, there is no discussion possible, you cannot interpret the facts and only read them in one way. Excellent! It is also nice that there is hope for a solution.